We are an Independent Licensed

Insurance Agency Focused on Medicare

Medicare, the federal health insurance program for people ages 65 and over and younger people with long-term disabilities, plays a major role in the U.S. health care system.

Medicare provides health insurance coverage for more than

65 million people, nearly 20% of the U.S population – a share which will grow larger in the coming decades

Hello, I'm Paul Scallan and I have helped hundreds of families with Medicare decisions.

Each family has unique considerations, and most Medicare options have rules & exceptions.

Where you live, your health and your personal circumstances all may be a consideration in matching you with the best plan

I am Not affiliated with or endorsed by the U.S. government, Medicare, CMS, or Social Security. We do not offer every plan available in your area.

I attempt to be a non-biased source of information and guide your best options. No fees are ever charged to clients.

You will find resources to State & Federal websites, classes and community.

Real Answers and Help for Real People

Medicare Quiz

OFFICIAL MEDICARE WEBSITE IS

www.medicare.gov

Official Medicare 2025 Document:

https://www.medicare.gov/publications/10050-medicare-and-you.pdf

Your State S.H.I.P office can be found here

https://www.shiphelp.org/

We are not associated with Federal Organizations of Medicare, CMS or Social Security. Neither Medicare, CMS or the Federal Government has approved or seen this Video.

These videos are my opinion and based on helping hundreds of people to enroll in Medicare. WE do not offer all plans in your area.

We Happily help concierge you to all state and federal departments.

“In the end, it's not the years in your life that count. It's the life in your years.” Abraham Lincoln

Hello! This is your 2025 update on Medicare costs.

Medicare Part B Premium: *

$185 (a $10.30 increase from 2024)

*May be more based on your income

Medicare Part B Deductible : $257 (a $17 increase from 2024).

Medicare Part A In-Patient Hospital Deductible: $1,676 (an increase of $44 from 2024).

Don't forget Extra Help & Medicaid

LIS - Low income subsidy is a Federal Program, also known as Extra Help - can help some low income households qualify for cost assistance with Prescription Medications

How to Choose the Right Medicare Plan for You?

Medicare Is a Patchwork of Parts, Plans & Rules

And One Size does not Fit All

Medicare Coverage is important for taking care of yourself

for the rest of your life.

Gain Clarity & Confidence to choose the

Best Medicare Plan for yourself

5 Steps to Get Started

#1

Determine Your Enrollment Period

#2

Learn About Medicare Parts

#3

Estimate Out-of-Pocket Costs

#4

Check for Additional Benefits

#5

Consult a Medicare Expert or state S.H.I.P. Office

Need Fast help?

Ask Violet the Chat bot trained in Medicare

Or

You can Call Me Also

504-233-6474

Let's start a Conversation

The Matrix

to view your Health Insurance

HEALTH

FINANCES

LOCATION

LIFESTYLE

AsK Violet the Chat bot or send email to [email protected] or call

504-233-7474 and ask your Medicare Questions to the Voice AI trained to answer general questions.

Hola!

Violeta habla español !

NEED A QUICK ANSWER?

Call or Text YOUR MEDICARE QUESTIONS to Violet

TO GET INSTANT ANSWERS :

504-233-6474

The FREE Challenge is available at

https://tinymedicarechallenge.com/

The FREE quiz is available at gomedicarequiz.com

L E T'S T A L K

Never a Fee for our Services

Having peace of mind as you age is important

&

Choosing the Right Medicare Plan can Help .

Medicare Coverage is important for taking care of yourself for the rest of your life. Gain Clarity & Confidence to choose the Best Medicare Plan for yourself.

SEE GRAPHIC

OF TWO MAIN MEDICARE CHOICES

  • THERE ARE OTHER WAYS TO GET YOUR MEDICARE DELIVERED FOR CERTAIN PEOPLE - THESE ARE JUST THE MAIN TWO

There are 2 main ways to get your Medicare coverage

ORIGINAL MEDICARE

(left column)

MEDICARE ADVANTAGE

(right column)

Original Medicare or Medicare Advantage ?

The choice has rules and considerations

Enrollment Questions

Contact me or use and Independent Source KFF & Medicare.gov

Click Here for Enrollment Questions

Enrollment Periods

When can I sign up?

There are specific times when you can join a Medicare Advantage or Medicare drug plan, or make changes to your existing Medicare coverage:

During your Initial Enrollment Period (IEP) when you first become eligible for Medicare, or when you turn 65. During certain yearly enrollment periods.

Under certain circumstances if you qualify for a Special Enrollment Period (SEP) See below. Also, don't forget the Annual Enrollment Period (AEP), Open Enrollment Period (OEP) & the General Enrollment Period (GEP)

Initial Enrollment Periods

Your first chance to sign up for Medicare is called your Initial Enrollment Period. It lasts for 7 months. If you’re eligible for

Medicare because of your age, the Initial Enrollment Period starts 3 months before you turn 65, and ends 3 months after the month you turn 65.

General Enrollment Period

This is
a three-month period each year when people can sign up for

Medicare: January 1 to March 31 known as the General Enrollment Period (GEP)

During this period you can leave from one Medicare Advantage plan to another Medicare Advantage plan or go back to Original Medicare .

Annual Enrollment Period

This happens every year.

October 15–December 7

also

Medicare Advantage

Open Enrollment Period

If you’re already enrolled in a Medicare Advantage Plan, this period is the same time frame as the General Enrollment Period & runs from

January 1– March 31

Other Enrollment Periods are available -speak to a Medicare Health Agent

Special Enrollment Periods

You can make changes to your Medicare Advantage and Medicare drug coverage when certain events happen in your life, like if you move or you lose other coverage. A Federal Disaster, Gaining or Losing MediCAID , going in or out of an Institution, being released from incarceration and many more.

These are chances to make changes are called Special Enrollment Periods (SEP) There are many events that may qualify you for a these special periods, check with Medicare.gov or a Medicare Professional

If You have Medicare+ Medicaid

Gives you Special Advantages & Pricing

https://www.medicaid.gov/

ARE YOU ON MEDICAID & MEDICARE ?

g

FIND HELP BELOW

( Food, Housing, Legal, Transit etc..)

WE DO NOT OFFER ALL PLANS IN YOUR AREA

We represent organizations which offer products in your area. Please contact Medicare.gov , 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

We are an independent, unbiased Licensed Health Insurance Agency, licensed in multiple states and contracted with several major carriers, including Humana, United, Aetna, etc.

While we are not affiliated with or endorsed by the United States government or the Federal Medicare program, we can assist you in your

communications with them.

For comprehensive information on all your options, we recommend contacting www.Medicare.gov or calling 1-800-MEDICARE.

Medicare has neither reviewed nor endorsed the information we provide

FEDERAL, STATE & SOCIAL RESOURCES BELOW

Apply for Assisted or Free Internet Access Assistance ( Wi-FI)

https://www.getinternet.gov/apply?ln=RW5nbGlzaA%3D%3D

State Health Insurance Assistance Program

https://www.shiphelp.org/

https://vimeo.com/900200136

MORE EDUCATION RESOURCES BELOW

Loneliness & Social Isolation

I am here to help you.

Licensed Insurance Agency

Not connected with or endorsed by the United States government or the federal Medicare program.

We do not offer every plan available in your area.

Any information we provide is limited to those plans we do offer in your area.

CHAT here or TEXT or email me your questions in the chat so I can guide you if you would like help. Never a Fee.

Please contact Medicare.gov or ‍1-800-MEDICARE to get information on all of your options. Medicare has neither reviewed nor endorsed this information. Not connected with or endorsed by the United States government or the federal Medicare program.We are an independent, unbiased Licensed Health Agency & licensed in multiple states with contracts with many of the major carriers like Humana, United, Aetna etc.

We never charge any fees for our services. Consultations are always free of charge. We are paid directly from the Carriers and seek most of our business through referrals from happy customers.

My name is Paul Scallan, founder of MEDICARE-YOU.

We represent organizations which offer products in your area. Please contact Medicare.gov , 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

See above links to Federal & State Resources in website links and more info.

www.medicare.gov

1-800-MEDICARE

https://medicare.com/
(1-800-633-4227)

Or call your state S.H.I.P

https://www.shiphelp.org

By calling this number or providing your information, you agree to speak with a licensed insurance agent about Medicare Advantage or Medicare Supplements.

WE never sell or share your information...

OFFICIAL SITE OF MEDICARE IS

www.medicare.gov

We are not associated with Federal Organizations of Medicare, CMS or Social Security.

However, we can guide you on what the best practices are to secure your state and federal entitlements.

We are Licensed Health Insurance Agents and do not offer all plans in your area

DISCLAIMER : By entering your name and information and clicking the Submit button, you are consenting to receive calls, emails or texts regarding Medicare Advantage and Medicare Supplement plans and engage with a licensed insurance agent. You may opt out of these communications at any time by clicking the box below if you wish to discontinue any of these communications.

Hello, Nice to meet you.

My name is Paul Scallan, founder of MEDICARE-YOU.

We are an independent, unbiased Licensed Health Agency & licensed in multiple states with contracts with many of the major carriers like Humana, United, Aetna etc.

We never charge any fees for our services. Our values are to inspire, educate and serve . Consultations are always free of charge. We are paid directly from the Carriers and seek most of our business through referrals from happy customers.

We represent organizations which offer products in your area. We do not offer all of the plans available in your area.

Please contact Medicare.gov , 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. See link to Federal & State Resources in website links and more info.

We may not offer every Plan in Your area.

We are NOT affiliated, work for or represent the Federal Government, Social Security, Medicare or any State or Federal agency-

However, we can assist you with your engagement with any of the entities.

ClICK here for State & Federal resources

https://www.medicare-you.com/medicare-facts-and-info-graphics

We may not offer every plan in your area, please contact

Medicare

www.medicare.gov

1-800-MEDICARE

(1-800-633-4227)

Or call your state S.H.I.P

https://www.shiphelp.org

CHAT here or TEXT or email me your questions in the chat so I can guide you .

By calling this number or providing your information, you agree to speak with a licensed insurance agent about Medicare Advantage or Medicare Supplements.

CALL or TEXT 504-233-6474

NEVER A FEE FOR MY SERVICE

© 2024 Medicare-You - We are NOT affiliated , work for or represent the Federal Government, Social Security , Medicare or any State or Federal agency.

Paul Scallan has his resident license in the State of Louisiana Lic. # 712886 - All Rights Reserved

Terms & Privacy Apply

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© 2023 Medicare-You - We are NOT affiliated , work for or represent the Federal Government, Social Security , Medicare or any State or Federal agency. We may not offer every plan in your area, please contact www.medicare.gov or call your state S.H.I.P office.

Paul Scallan has his resident license in the State of Louisiana Lic # 712886 - All Rights Reserved

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